IBAN - PayPilot

Get IBAN

Personal EU IBAN in EUR

Integrated with PayPilot crypto wallet

Transparent pricing, no hidden fees

IBAN and Crypto in One Wallet

Manage EUR and crypto balances in a single PayPilot wallet.

SEPA Payments Across Europe

Send and receive EUR using standard SEPA transfers.

Easy Fiat–Crypto Operations

Move funds between fiat and crypto without external platforms.

Transparent and Predictable Fees

Clear pricing structure with no monthly fees.

Built for International Use

Suitable for businesses and individuals working across borders.

Who is this IBAN product for?

Whether you’re an individual or a business, PayPilot gives you a personal EUR IBAN for fast SEPA transfers, simple payouts, and everyday money management.

Everyday users

Get a personal EUR account for salaries, transfers, and saving. Keep your finances simple with SEPA in one app.

International Businesses

Send and receive EUR across the EU with SEPA. Streamline payments, payouts, and settlements with a dedicated IBAN.

Online Services & Digital Products

Accept EUR payments from customers via SEPA and pay partners easily. Built for smooth cross-border operations.

Startups & Freelancers

Get paid like a local with a EUR IBAN. Invoice clients, receive transfers, and manage income through SEPA with ease.

IBAN issuance → 1 EUR

SEPA transfer → 1 EUR + 0.49%

Outgoing payment to PLAIS → 1 EUR

Sign up with PayPilot

Connect your website or point‑of‑sale system using our comprehensive API or one of our pre‑built plugins for platforms such as WordPress/WooCommerce, Magento, Shopify, and more. Our integration guides are detailed and our technical support is available 24/7 to assist with any custom requirements.

Complete verification

When a customer selects “Pay with Crypto” at checkout, they are presented with a secure payment invoice. The invoice locks the order value at the current exchange rate, displays a QR code or wallet address, and provides a limited payment window to ensure price stability.

Get your personal EUR IBAN

Once the customer sends the crypto payment, our system immediately verifies the transaction on the blockchain. The payment is confirmed almost instantly, and if you choose, automatically converted to your preferred currency (such as EUR) at the locked rate. This protects you from market volatility.

Use IBAN directly inside your crypto wallet

After confirmation, funds are available in your PayPilot merchant dashboard. You can withdraw funds via SEPA transfers directly to your bank account or opt to keep them in crypto. With no rolling reserves or chargebacks, you enjoy a hassle‑free settlement process.

In which countries can I use the PayPilot card?

You can use the PayPilot card anywhere standard debit cards are accepted, both online and in physical stores, within the supported regions. Availability of card issuance and IBAN services depends on your country of residence and local regulations.

Which assets can I hold and spend with PayPilot?

You can store and manage BTC, ETH, USDT and EUR in your PayPilot wallet. The card lets you spend from your crypto and euro balances, with instant conversion to the merchant currency when needed.

How do on-ramp and off-ramp flows work?

On-ramp allows you to convert EUR to supported crypto assets and top up your PayPilot wallet. Off-ramp lets you sell crypto for EUR and withdraw funds to your IBAN via SEPA transfers, subject to limits and compliance checks.

Is PayPilot regulated and compliant?

PayPilot operates with EU-grade AML, KYC and blockchain monitoring, working with regulated partners and infrastructure providers. Your account is verified once, and all flows are monitored to keep payments and settlements safe.

How do I start using the PayPilot card?

Download the app, complete a quick identity verification, open your wallet and IBAN, and order the card. Once it is active, you can top up with crypto or EUR, link the card to Apple Pay or Google Pay, and start using it for everyday payments.

EU IBAN Inside Your Crypto Wallet